Factoring is a financial service in which a business sells its invoices (receivables) to a factoring company and receives most of the amount in return within 24 hours. This way, you don't have to wait for your customer's payment deadline.

Generally, invoices issued to domestic or foreign customers with a maturity of 15–120 days, which are not legally disputed, can be factored.

Primarily small and medium-sized enterprises, but essentially any company that invoices reliable customers on deferred payment terms.

We typically transfer up to 80–90% of the invoice amount within 24–48 hours after signing the contract.

The fee depends on several factors, such as the buyer's payment deadlines, invoice amount, and the buyer's credit rating. We provide a unique offer for each partner.

In most cases, no additional collateral is required, as the buyer's solvency is the main factor. This is also one of the key advantages of factoring.

This depends on the structure we are working with. Both assigned (open) and non-assigned (silent) factoring are possible.

Depending on whether you chosse recourse or non-recourse factoring, the risk will be partially or fully assumed by us, or it may remain with you.

Factoring does not require complicated accounting transformation, but it is advisable to consult with your accountant for proper invoice management.

Simply contact us through the Contact button on the top of the page and our colleagues will respond within 1 business day.

Businesses that invoice other companies on a deferred payment terms – typically operating in industrial, commercial, logistics, IT or service sectors.

It may be worthwhile even for monthly account turnover of a few million forints - we work on an individual basis.

No – export factoring is also possible if the foreign buyer has sufficient solvency.

Not necessarily. In the case of silent (non-assigned) factoring, your customer may not even be informed about the service.

A process that helps a company or individual collect their legitimate financial claim – for example, in the case of overdue or unpaid invoices. The process can take place out of court, but can also be directed to legal action if necessary.

Credit management is a negotiation-based approach, focusing on reaching an agreement. In contrast, collection involves formal legal measures.

The duration depends on the complexity of the case. Simple, uncontested cases are often resolved within 15-60 days, while complex or litigation-related cases may take several months.

If the negotiation fails, legal action may be initiated, such as issuing a payment order, filing a lawsuit, or starting enforcement proceedings.

Not at all. A well-organized, professional and legally procedure that takes into consideration the importance of partnerships can definitely help ensure sustainable future cooperation.

When a claim is sold (also known as assignment), the creditor sells the claims to another company, such as a factoring company. From that point on, the factoring company becomes entitled to collect and manage the claims.